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Personal Finance

How to improve your credit score

There’s a hidden number attached to your back as you browse loans, mortgages, and other financial products. It’s called your credit score and it’s what is used by lenders to determine how much of a risk you are, as well as how much you can borrow and what interest charges will be applied.

But what exactly is your credit score, how is it formed, and how does one go about improving it?