2020 was … well, an interesting year to say the very least. It’s one for the history books that a large percentage of the human population would rather forget. Still, it’s important we all look to the future and try to make the most of 2021. I have a few goals in mind that I’d like to make a public record of and share with you all.
Goals for 2021:
- Accumulate an additional £10,000 for a mortgage deposit.
- Work out to become more fit.
- Take the keto diet seriously and eat healthier.
- Maintain a steady flow of blog posts.
Saving for a mortgage
The first goal listed is likely to be the most important one to smash this year. I’m turning 31 in June and without a house to my name, I’m starting to feel like I’ve wasted away my 20s without much to show for it. This is true, which is why I’m using 2021 to build at least 10,000 in a mortgage pot.
I shall utilize these funds alongside the savings my partner will have grown over the 12 months to put together a mortgage deposit. We’re planning to purchase a small three-bedroom abode somewhere nearby. A new build, specifically with the aim to turn it into a let property after residing there for one year.
Look after me
As well as looking to make my money work harder for me over the course of 2021, I shall also be making my body work harder by continuing to work out. I’ve owned a decent set of weights for about 12 years since I was joining the armed forces and I’ve let myself get out of shape.
Becoming financially independent is would be amazing, but also appreciating yourself and being content with where you are in life is also incredibly important to me. This also covers taking the keto diet that my partner is currently following more seriously. I’ve already severely cut down carbohydrates and general snacking.
Finally, this blog. I started it in 2019 after creating a dividend portfolio tracker spreadsheet that I thought would be worth sharing with the world. Turns out, more people enjoy using it than I ever dreamt of. It also seems that there are those of you out there who actually read my blog, which is why I shall aim to have at least three new posts published each and every week.