Categories
Dividends Investing

My Dividend Tracker vs. Digrin

There are a few tools out there that allow you to manage and track your investment portfolio as well as earned dividends. My dividend tracker spreadsheet is but one example, using Google Sheets. But not everyone wants a spreadsheet to keep tabs on their investments, which is where a service like Digrin comes into play. I’m going to compare my tracker to Digrin.

Categories
Personal Finance

How is cryptocurrency taxed?

Did you know the UK Government charges tax on cryptocurrencies? Just because these assets are considered “decentralized,” it doesn’t mean you can avoid the taxman. Whether you’re buying and selling crypto assets or mining Ethereum (ETH) on your gaming PC for passive income, you’re going to need to declare profits.

Categories
Dividends Investing

Dividend Tracker 0.97 update: Cryptocurrency

Cryptocurrencies may be a joke to you, but there’s no escaping the fact millions of people are actively trading digital currencies and even governments are starting to take note. If you’re accumulating some Bitcoin or are using digital currencies to store some wealth, I’ve added the ability to track cryptocurrencies in the Dividend Tracker.

Categories
Dividends Investing

Paying tax on your dividends (UK)

When receiving a dividend, it’s considered a form of income. Even though you may have already paid some form of tax on the money you invest in a company, you will still have to pay tax when earning dividends. If you hold shares outside of a stocks and shares ISA, you will need to pay tax and this guide will run you through everything for the UK.

Categories
Personal Finance

How to improve your credit score

There’s a hidden number attached to your back as you browse loans, mortgages, and other financial products. It’s called your credit score and it’s what is used by lenders to determine how much of a risk you are, as well as how much you can borrow and what interest charges will be applied.

But what exactly is your credit score, how is it formed, and how does one go about improving it?

Categories
Life

I’m on YouTube!

Give me a blank canvas on a PC and I’ll be able to type for days, but sit me in front of a camera or microphone and I can freeze still. There was always just something about recording myself, well … talking to myself. I felt uncomfortable, especially with Ophelia lurking around the house. That was until now. I’m officially on YouTube!

Categories
Dividends

Polish investment portfolio and dividend spreadsheet tracker

I’ve done the unthinkable. I’m now launching a new template to go alongside the existing Canadian, EU, UK, and U.S. templates for my dividend tracker. If you live in Poland and want my spreadsheet converting everything to the Polish złoty, you’re in luck.

Categories
Personal Finance

How to save enough to start investing for early retirement

Retiring early is everyone’s dream. Not having to work and enjoy life to its fullest is what financial independence retire early (FIRE) is all about. Even if you do not plan on retiring by the age of 30, putting aside funds early in life and planning for retirement will set you on the right path and this guide will run you through a few suggestions.

Categories
Investing

How to create a stock portfolio spreadsheet (Google Sheets)

You’ve probably seen some of those amazing spreadsheets experienced investors use to keep tabs on how their portfolios are performing. Interestingly, even if you’re not familiar with Google Sheets, it’s really easy to create your own. And if you don’t quite have the spare time, you can always use my dividend tracker.

Categories
Dividends Investing

Invest only what you can afford to lock away

I don’t enjoy using the same old “invest only what you can afford to lose” since that brands investing with the same brush as gambling. To me, investing in the stock market is not gambling, not unless you attempt to do active trading to make a buck in quick turnarounds. Still, you should only invest what you can afford to lock away in a vault.